Want to get the most out of your paycheck? Check out these simple steps to make better shopping habits.
3 TIPS TO SHOP SMARTER
Tip 1: Get your own groceries. Delivery services charge a premium to save you time. Before your next order, ask yourself if you have a few minutes to spare. Since you’re in a DIY state of mind, make sure to do your research. Plan your meals around produce that’s in season. Want to try a new recipe? Specialty stores may have cheaper ingredients.
Tip 2: Pick your card carefully. Credit cards are convenient. But that comes at a cost — and not just interest payments. You could lose track of your spending if you aren’t careful. Debit cards take money from your account when you buy, which may make you think twice before any impulse purchases. Use your debit card for everyday shopping. And save the credit card for bills, larger purchases, or unexpected expenses.
Tip 3: Remember your rewards. There are tons of rewards out there. From grocery store loyalty programs to credit card travel points. You just have to find rewards that fit your lifestyle. Some rewards are more flexible than others. You can even earn your choice of cash rewards just for doing banking basics. Ask one of our representatives about Kasasa®.