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Free Kasasa Cash Checking:

Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

Kasasa Cash:

• Be enrolled and receive your monthly account statement electronically
• At least 1 direct deposit or ACH payment
• At least 25 debit card purchases

Kasasa Cash Back:

• Be enrolled and receive your monthly account statement electronically
• At least 1 direct deposit or ACH payment
• At least 12 debit card purchases

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Visit our website at www.bankoftescott.com or contact us at 785-825-1621 and ask for specific Monthly Qualification Cycle dates.

Reward Information:

When you Kasasa Cash or Kasasa Cash Back account qualifications are meet during a Monthly Qualification Cycle, you will receive the following rewards:

• Kasasa Saver: the entire daily balance in your Kasasa Saver account earn an interest rate of 1.9819% resulting in an APY of 2.00%.
• Kasasa Cash: daily balances up to and including $50,000 in your Kasasa Cash account earn an interest rate of 4.8889% resulting in a non-compounding APY* of 5.00%; and daily balances over $50,000 earn an interest rate of 0.4989% on the portion of the daily balance over $50,000 resulting in a non-compounding range from 5.00%; to 2.00% APY depending on the account’s daily balance.
• Kasasa Cash Back: you will receive 5.00% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payments may be earned per Monthly Qualification Cycle.

When your Kasasa Cash or Kasasa Cash Back qualifications are not met, cash back payments are not made, and the interest rate earned on your Kasasa Cash entire daily balance will be 0.05% resulting in a non-compounding annual percentage yield of 0.05%* and the entire daily balance in your Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%.

* Note: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements, are automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs.

Cash back payments will be credited to your Kasasa Saver account on the first processing / business day of the following statement cycle. Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the first processing/business day of the following statement cycle.

APY = Annual Percentage Yield. APYs accurate as of 10/16/2024. APY calculations are based on an assumed balance of $150,000 in your Kasasa Cash account and $9,999,999 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open a Kasasa Cash, Kasasa Cash Back and Kasasa Saver account. Limit of 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

Trademarks:

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Free Kasasa Cash Back Checking:

^{^}Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
• At least 12 debit card purchases
• Be enrolled in and receive e-statements rather than paper statements

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Visit our website at www.bankoftescott.com or contact us at 785-825-1621 and ask one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

• Kasasa Cash Back: you will receive 5.00% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payments may be earned per Monthly Qualification Cycle.
• Kasasa Saver:  the entire daily balance in your Kasasa Saver account earn an interest rate of 1.9819% resulting in an APY of 2.00%. 

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made.

Cash back payments will be credited to the appropriate account on the first processing/business day of the following statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$50 minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Limit of 1 account(s) per social security number.

Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks:

Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.