You're mobile and your wallet should be also
Tap into the safest way to make purchases and payments instantly, using your phone, watch, or tablet.
Benefits You'll Love
- Compatible with various payment services
- Securely make purchases with a simple tap or swipe
- Easily protect your accounts in the event of a lost device
- Enjoy the peace of mind of card data never being transmitted directly retailers
- Works with your web-enabled mobile device
- Available via Apple Pay®, Samsung Pay®, Google Pay, Garmin Pay™, or Fitbit Pay™
- No more counting change or carrying cards
- Easily protect your accounts if you lose your device
- Included on most devices — download the Google Pay app if needed
- Convenient — make purchases with a touch, tap, or click
- Secure — card data is never directly transmitted to retailers
- Simple — it’s easy to add your debit card to your devices
How to connect your Bank of Tescott Visa® debit card to your mobile wallet:
APPLE PAY®
- Go to Wallet and tap the + icon.
- Follow the steps to add your debit card information.
- Shop!
SAMSUNG PAY®
- Open Samsung Pay on your phone.
- Select Menu in the top left corner, then tap Cards.
- Click Add cards and follow the on-screen instructions.
- Shop!
GOOGLE PAY
- Open the Google Pay app
- Click the "Get Started" button.
- Select credit or debit card and click Continue.
- Add your debit card information.
- Complete the verification process.
- Shop!
GARMIN PAY™
- Open your Garmin app and choose your device.
- Tap the Create Your Wallet button and set up a 4-digit passcode.
- Follow the steps to add your debit card information.
- Shop!
FITBIT PAY™
- With your device nearby, tap the Today tab, then tap your profile picture.
- Tap your device image, then tap the Wallet tile.
- Follow the steps to add your debit card information.
- Shop!
Terms and Conditions and Privacy Policy For Adding Your Bank of Tescott Debit Card to Mobile Wallet Service
Mobile Wallet Terms and Conditions
These Terms and Conditions (the “Terms”) apply when you choose to add a Bank of Tescott debit card to a Mobile Wallet Service. In these Terms, “you”, “your”, “their”, and “my” refer to the cardholder of the Bank of Tescott Debit Card, and “we,” “us,” “our,” and “Issuer” refer to the issuer of your Bank of Tescott Debit Card. By selecting "Agree" within the Mobile Wallet you agree to all terms, conditions, and notices contained or referenced in these Terms and you are providing your express consent.
What is a Mobile Wallet Service?
A Mobile Wallet Service (“Wallet”) allows you to add your Bank of Tescott Debit Cards to an application using your Mobile Device. Your Bank of Tescott Debit Card number is replaced with a digital number or token. Once added, you understand that you may use your Mobile Device to make payments only where the Wallet is accepted. The Bank of Tescott is not a provider of the Wallet and we are not responsible for any failure or inability to perform a transaction using the Wallet. We are only responsible for supplying information securely to the Wallet provider to allow usage of the Bank of Tescott Debit Card in the Wallet.
Eligibility
Active the Bank of Tescott Debit Card accounts that are in good standing are eligible to be added to a Wallet. If your Bank of Tescott Debit Card or any underlying Bank of Tescott account becomes delinquent, is in a negative status or is otherwise maintained in an unsafe manner as determined by the Bank of Tescott in its sole discretion, your Bank of Tescott Debit Card may be removed by the Bank of Tescott from the Wallet for continued use.
Relationship to Other Agreements
You agree that when you add your Bank of Tescott Debit Card to a Wallet service, your Bank of Tescott Debit Card and account will remain subject to the terms and conditions of all existing agreements with the Bank of Tescott. You acknowledge that certain message and data rates may apply from your wireless service providers and/or wireless carriers which might impact your use of the Wallet. For example, your mobile service carrier or provider may impose data usage or text charges for your use of or interaction with the Wallet, including downloading the software, receiving or sending text messages, or other use of your mobile device when using the software or other products and services provided by the Wallet. You expressly agree that you are responsible for all such fees, limitations, and restrictions and that we may contact you via your mobile device for any purpose concerning your accounts at the Bank of Tescott, including account servicing and collection purposes.
Account Ownership/Accurate Information
You represent that you are the legal owner of the account and other financial information which may be accessed via the Wallet. You represent and agree that all information you provide in connection with the Wallet is accurate, current, and complete, and that you have the right to provide such information to us for the purpose of operating the Wallet. You agree not to misrepresent your identity or your account information.
Measures to maintain your privacy and security
Once you have added your Bank of Tescott Debit Card to a Wallet service, the Bank of Tescott is responsible for securely transmitting your information to your Wallet service provider. Your information is only sent through secure channels. You agree that we may share your information with the Wallet provider, a payment network, and others in order to provide the services you have requested, to make information available to you about your Bank of Tescott Debit Card transactions, and to improve our ability to offer these services. We do not control the privacy and security of your information that may be held by the Wallet provider and that is governed by the privacy policy given to you by the Wallet provider. You agree not to leave your Mobile Device unattended while logged into the Wallet and to log off immediately at the completion of each access by you. You agree not to provide your password or other access information to any other person. If you believe that someone may have unauthorized access to your Mobile Device, you agree to immediately cancel your access to the Wallet associated with the Mobile Device. You agree to provide us with immediate notice in the event you suspect fraud or any unauthorized access to any of your accounts. You agree to comply with all applicable laws, rules and regulations in connection with your Bank of Tescott Debit Card.
You agree to take every precaution to ensure the safety, security and integrity of your account and transactions when using the Wallet.
We may in some cases make individually identifying information available only in the following circumstances: where ordered by a court or other legal body or where it is lawfully permitted or required; where we have agreed to provide information under contracts to vendors and partners to make products and services available to our members; or where the member has requested or consents to the disclosure of information. In those cases where we disclose information to outside vendors, we require that they use it for no purposes other than providing previously specified services to our members.
Changes in these Terms and Conditions
Except as otherwise required by law, the Bank of Tescott may in its sole discretion change these terms, and modify or cancel the eligibility to use your Bank of Tescott Debit Card with a Wallet service at any time, without notice. You cannot change these terms but you can terminate them by removing your Bank of Tescott DebitCard(s) from the Wallet. The Bank of Tescott reserves the right to refuse any transaction for any reason.
Exclusion of Warranties; Limitation of Liability; Indemnification
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF A MOBILE WALLET SERVICE IS AT YOUR SOLE RISK. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WALLET IS OBTAINED AT YOUR OWN DISCRETION AND RISK, AND [Bank of Tescott] IS NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL, WHETHER DUE TO ANY COMPUTER VIRUS OR OTHERWISE. [Bank of Tescott] MAKES NO REPRESENTATION OR WARRANTY AS TO THE COMPLETENESS, ACCURACY, RELIABILITY, OR CURRENCY OF ANY INFORMATION OR DATA THAT YOU OBTAIN THROUGH THE USE OF A WALLET.
By selecting the “I Agree” box you agree to all terms, conditions, and notices contained or referenced in these Terms and you are providing your express consent.
Text message rates may apply.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs) ($0 - $9,999.99)
| Term | Interest Rate | APY |
|---|---|---|
| 3 Month | 0.31% | 0.31% |
| 6 Month | 3.77% | 3.83% |
| 9 Month | 3.68% | 3.73% |
| 12 Month | 3.58% | 3.63% |
| 15 Month | 3.48% | 3.53% |
| 18 Month | 3.39% | 3.43% |
| 19 Month | 3.39% | 3.43% |
| 24 Month | 3.35% | 3.39% |
| 30 Month | 3.31% | 3.35% |
| 36 Month | 3.07% | 3.11% |
| 42 Month | 3.07% | 3.11% |
| 48 Month | 3.07% | 3.11% |
| 60 Month | 3.07% | 3.11% |
Interest compounds semi-annually; automatically renews.
$1,000.00 Minimum Opening Balance on all CDs.
IRA rates are the same as rates paid on CDs over $10,000.00.
Substantial Penalty for Early Withdrawal.
ACCOUNTS INSURED BY THE FDIC.
Notice to Consumers: Contact bank employees for more information.
Certificates of Deposit (CDs) ($10,000+)
| Term | Interest Rate | APY |
|---|---|---|
| 3 Month | 0.66% | 0.66% |
| 6 Month | 4.11% | 4.18% |
| 9 Month | 4.02% | 4.08% |
| 12 Month | 3.92% | 3.98% |
| 15 Month | 3.82% | 3.88% |
| 18 Month | 3.73% | 3.78% |
| 19 Month | 3.73% | 3.78% |
| 24 Month | 3.69% | 3.74% |
| 30 Month | 3.65% | 3.70% |
| 36 Month | 3.42% | 3.46% |
| 42 Month | 3.42% | 3.46% |
| 48 Month | 3.42% | 3.46% |
| 60 Month | 3.42% | 3.46% |
Interest compounds semi-annually; automatically renews.
$1,000.00 Minimum Opening Balance on all CDs.
IRA rates are the same as rates paid on CDs over $10,000.00.
Substantial Penalty for Early Withdrawal.
ACCOUNTS INSURED BY THE FDIC.
Notice to Consumers: Contact bank employees for more information.
Children Savings
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Daily |
Minimum to avoid service charge is $5.00.
Club 50 Account
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Monthly |
To qualify you must be 50 or over and have $5,000 in deposits. Initial minimum deposit required is $100.00
Executive Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| $9,999.99 OR LESS | 0.32% | 0.32% |
| $10,000 - $49,999.99 | 0.47% | 0.47% |
| $50,000 - $99,999.99 | 0.64% | 0.64% |
| $100,000 - $149,999.99 | 0.72% | 0.72% |
| $150,000 - $199,999.99 | 0.80% | 0.80% |
| $200,000 - $499,999.99 | 0.96% | 0.96% |
| $500,000 AND OVER | 1.12% | 1.13% |
Free Kasasa Cash Back*
| Cash Back Rate | Purchase Limit | Max Reward |
|---|---|---|
| 5.00% | $200 | $10/month |
eStatements, via Online Banking, are required to open and maintain the account.
Qualifications
It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment
- At least 12 debit card purchases
Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Free Kasasa Cash*
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $50,000 | 4.8889% | 5.00% |
| $50,000+ | 0.50% | 5.00% to 2.00% |
| Qualifications not met | 0.05% | 0.05% |
eStatements, via Online Banking, are required to open and maintain the account.
Qualifications
It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment
- At least 25 debit card purchases
Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Free Kasasa Saver*
| Tier | Interest Rate | APY |
|---|---|---|
| All Amounts (no cap) | 1.98% | 2.00% |
| Qualifications not met | 0.05% | 0.05% |
eStatements, via Online Banking, are required to open and maintain the account.
Qualifications
Qualifying for Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
Kasasa Cash
- Be enrolled and receive your monthly account statement electronically
- At least 1 direct deposit or ACH payment
- At least 25 debit card purchases
Kasasa Cash Back:
- Be enrolled and receive your monthly account statement electronically
- At least 1 direct deposit or ACH payment
- At least 12 debit card purchases
Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Legacy Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| $9,999.99 OR LESS | 0.32% | 0.32% |
| $10,000 - $49,999.99 | 0.47% | 0.47% |
| $50,000 - $99,999.99 | 0.64% | 0.64% |
| $100,000 - $149,999.99 | 0.72% | 0.72% |
| $150,000 - $199,999.99 | 0.80% | 0.80% |
| $200,000 - $499,999.99 | 0.96% | 0.96% |
| $500,000 AND OVER | 1.12% | 1.13% |
Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $3,999.99 | 0.10% | 0.10% |
| $4,000+ | 0.17% | 0.17% |
Minimum to avoid Service Charge: $500.00.
NOW Checking
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Monthly |
Minimum to avoid service charge is $500.00.
Statement Savings
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Daily |
Initial minimum deposit required is $50.00
Traditions High Yield Business Savings
| Balance | Rate | APY |
|---|---|---|
| $4,999.99 or less | .50% | .50% |
| $5,000.00 or more | 4.14% | 4.22% |
Minimum balance to open: $100.00.
Interest compounded and credited monthly.
eStatements are required.
Traditions High Yield Savings
| Balance | Interest Rate | APY |
|---|---|---|
| $4,999.99 or less | .50% | .50% |
| $5,000.00 or more | 4.14% | 4.22% |
Minimum balance to open: $100.00.
Interest compounded and credited monthly.
e-Statements are required.